Securing Medical Retirement: Navigating MEB, Disability Ratings, and the Fight for Full Benefits

When a service member or federal employee is forced to medically retire, the battle is often just beginning. What should be a medically supported transition can quickly turn into an administrative nightmare—especially when the disability rating assigned by the Medical Evaluation Board (MEB) or Physical Evaluation Board (PEB) doesn’t reflect the full extent of their service-connected conditions.

The 30% and 50% Thresholds: More Than Just Numbers

For military personnel, a disability rating below 30% at separation can mean being cut off from full military retirement and healthcare benefits—even while the Department of Veterans Affairs (VA) may assign a much higher rating for the same condition.

Even more critically, those medically retiring after 20 years of service need a minimum VA disability rating of 50% to receive Concurrent Retirement and Disability Pay (CRDP)—the ability to collect both retirement and disability benefits in full. Anything less results in an offset that significantly reduces long-term financial security.

“For service members approaching medical retirement, achieving a 50% VA rating is absolutely crucial if they want to access concurrent retirement and disability benefits,” says Annie Morgan, Senior Military Defense Counsel at the Law Offices of David P. Sheldon. “That rating threshold can mean the difference between a full pension and a lifetime of lost entitlements.”

Morgan emphasizes the importance of including all physical and mental health conditions in one’s VA claim, along with detailed, service-connected documentation and the use of specific language that aligns with VA criteria.

The Fallout of an Inaccurate Rating

Too often, service members are rushed out of service with a DOD disability rating that doesn’t align with the medical evidence or the VA’s later determination. A recent Stars and Stripes report revealed widespread inconsistencies in how the Department of Defense and the VA assign disability ratings, particularly for combat-wounded veterans:

“A review of cases by The Associated Press found that some combat-injured troops received low DOD ratings despite severe conditions later rated at 70% or higher by the VA.”

Stars and Stripes, March 21, 2025
Read full article

These discrepancies leave veterans without the retirement they earned and push them into lengthy appeals or corrections through the Board for Correction of Military Records (BCMR).

Legal Support Can Make the Difference

This is where the Law Offices of David P. Sheldon can make a critical difference. As one of the nation’s premier military defense and administrative law firms, the firm has extensive experience representing service members and federal employees at every stage of the medical retirement process.

Whether you’re:

  • Challenging a low disability rating from the MEB or PEB
  • Filing a VA disability appeal to maximize your rating
  • Requesting a correction through the BCMR to secure retirement pay retroactively
  • Protecting your security clearance while undergoing medical retirement
  • Or seeking medical retirement as a federal civilian employee

The Law Offices of David P. Sheldon brings decades of experience to your side. The firm has secured life-changing results for clients who were improperly separated or mis-rated, restoring retirement benefits, back pay, and dignity.

Steps You Can Take Right Now

  1. Document Every Condition. Make sure all medical issues—especially mental health—are recorded in your military or federal medical file.
  2. File a Detailed VA Claim. Include every diagnosis, symptom, and its impact on your ability to work or perform daily tasks. Use specific language tied to VA rating criteria.
  3. Don’t Rush Retirement. If you’re close to hitting 20 years, make every effort to reach that threshold. It significantly changes your eligibility for benefits.
  4. Push Back Against Low Ratings. Appeal decisions from both the VA and the DOD if they do not reflect your medical reality. You have legal rights to challenge those outcomes.
  5. Seek Experienced Legal Counsel. Navigating the MEB, VA system, and BCMR is incredibly complex—having a team that specializes in these areas can maximize your outcome.

Final Thoughts

Medical retirement is more than a paperwork process—it’s the final chapter in your military or federal career, and it deserves the full weight of accuracy, fairness, and advocacy. If your service has come at the cost of your health, don’t settle for less than the benefits you earned. Get the right support, fight for the correct rating, and ensure your retirement reflects your sacrifice.

Key Resources

  • VA Disability Compensation Overview
  • Concurrent Retirement and Disability Pay (CRDP)
  • DoD Disability Evaluation System (DES) Guide
  • Board for Correction of Military Records (BCMR) Process

📎 Learn more: https://www.militarydefense.com
📞 Schedule a consultation: 202-546-9575

Disclaimer:

The information provided in this article is for general educational and informational purposes only and does not constitute legal advice or legal representation. Service members facing legal or administrative challenges should consult with a qualified attorney who is experienced in military law to receive guidance tailored to their specific circumstances.

Why Military Members Choose The Law Offices of David P. Sheldon for Medical Evaluation Board Defense

Defending Your Career: Why Military Members Choose The Law Offices of David P. Sheldon for Medical Evaluation Board Defense

For both uniformed and non-uniformed military members, the prospect of facing a Medical Evaluation Board (MEB) can be daunting. The consequences of an unfavorable MEB outcome can significantly jeopardize a service member’s career, benefits, and future opportunities. This is where the expertise of The Law Offices of David P. Sheldon comes into play, providing robust legal guidance and representation during one of the most challenging phases of a military career.

Navigating the Complex MEB Process

The MEB process is inherently complicated. Whether you are an active-duty service member or part of the United States Public Health Service (USPHS), the evaluation involves a rigorous review of your medical fitness and readiness. A misstep in this process may result in severe repercussions, including loss of career credits, promotions, and even benefits. The Law Offices of David P. Sheldon specialize in ensuring that every step of the MEB process is handled with precision. Their legal guidance ensures that:

  • Members’ Rights Are Protected: By providing thorough representation, they work to ensure that the proper reviews are conducted, safeguarding the service member’s legal rights.
  • Career and Benefits Are Secured: The firm’s proactive approach helps maintain a member’s present career status while also preserving long-term benefits, promotions, and medical funding.
  • Informed Decisions Are Made: Navigating an MEB requires accurate and current information. The firm assists in ensuring that every decision is well-informed and in the best interest of the service member’s career.

The Critical Role of Legal Representation

Uniformed and non-uniformed military members alike face significant challenges during the MEB process. The Law Offices of David P. Sheldon understand that the stakes are high. When a member is confronted with allegations regarding readiness or fitness, the impact can extend far beyond immediate career setbacks. Legal representation becomes indispensable because:

  • It Provides Expert Guidance: With specialized knowledge in military and public health service law, the firm is well-equipped to challenge unjust decisions and protect the client’s interests.
  • It Secures Long-Term Career Prospects: Proper legal support can be the difference between an MEB decision that derails a career and one that fairly represents the member’s potential for future service and advancement.
  • It Reduces the Risk of Injustice: An MEB is not just a review of medical conditions; it is a directional shift in a member’s career. Without the support of experienced legal counsel, service members risk losing hard-earned benefits and career achievements.

The Importance of Timely MEB Retirement

A critical aspect often overlooked in the discussion of MEBs is the timing of retirement from the board. When members are retired from the MEB process at an appropriate rate, several key benefits emerge:

  • Prevention of Career Disruption: Timely retirement from the MEB can prevent prolonged uncertainty and the potential loss of career credits. It ensures that service members can continue to pursue their professional goals without undue interruption.
  • Maintaining Readiness and Fitness: For both uniformed and non-uniformed members, being retired from the MEB process at the right time helps maintain their operational readiness and ensures that their physical and mental fitness is accurately represented.
  • Protecting Future Opportunities: When legal experts secure an appropriate rate of MEB retirement, it safeguards a member’s eligibility for promotions, advanced training, and future service opportunities. This not only protects current career standing but also sets the stage for long-term success.

A Partnership Built on Trust and Expertise

The Law Offices of David P. Sheldon have built a reputation for providing the highest level of care to service members facing the MEB process. Their commitment to excellence, deep understanding of military and public health service regulations, and a track record of successful case management make them an invaluable ally for any military member. By hiring their services, members are not merely hiring a lawyer; they are securing a partnership dedicated to defending their rights, preserving their career achievements, and ensuring a just evaluation process.

Conclusion

For uniformed and non-uniformed military members facing the daunting challenges of a Medical Evaluation Board, expert legal representation is not just beneficial—it is essential. The Law Offices of David P. Sheldon offer comprehensive legal support designed to protect service members’ rights, secure long-term career benefits, and ensure that the MEB process is handled fairly and efficiently. By prioritizing appropriate retirement from the MEB process, they help safeguard not only the immediate career prospects of service members but also their future in service.

Disclaimer:

The information provided in this article is for general educational and informational purposes only and does not constitute legal advice or legal representation. Service members facing legal or administrative challenges should consult with a qualified attorney who is experienced in military law to receive guidance tailored to their specific circumstances.

Melissa Diaz Successfully Passes the District of Columbia Bar

The Law Firm of David P. Sheldon PLLC is proud to announce the very successful completion and accomplishment of Melissa Diaz, passing the District of Columbia’s bar with flying colors!  In 2022, Melissa joined the firm where she has been a valued law team member. With the completion of the bar, upon admission, she will officially become a District of  Columbia licensed attorney. Melissa continues  to serve our clients with her very high level of professionalism, integrity and outstanding enthusiasm.

Congratulations on your success, Melissa!  BZ!